People

Jason Gold

Jason Gold is the director of the Progressive Policy Institute’s “Rebuilding Middle Class Wealth Project” and senior fellow for financial services policy.

Rating the Credit Raters

Credit rating agencies (CRAs) are supposed to be hard-eyed accountants whose job is to assess credit risk. But they also got swept up in the…

Why You Should Ignore the Housing Experts

Housing is center stage in the news and around the water cooler again, with newspaper and magazine stories dissecting minute fluctuations in home prices and…

Why the Federal Housing Administration Is Better Off Than You Think

Writing for US News & World Report, Jason Gold notes that the Federal Housing Administration is outperforming most analysts expectations. Normally a small part of…

Why Fannie and Freddie Should Exist in the New Mortgage Market

They may be in federal conservatorship, but a funny thing is happening to the two “troubled” mortgage giants, Fannie Mae and Freddie Mac: They are…

Guidelines for Federal Housing Administration Reform

After the housing bubble burst, the Federal Housing Administration (FHA) rapidly expanded the scope of its mortgage insurance well beyond its traditional mission of helping…

Financial Innovation Key to Future of Homeownership

The housing bubble and ensuing financial crisis not only wreaked havoc on the U.S. economy, but it also shook public confidence in financial markets and…

Student Debt Investment Fund (SDIF): A Preliminary Proposal for Addressing the Student Debt Crisis

The Progressive Policy Institute proposes the creation of a new, private sector Student Debt Investment Fund (“SDIF”) that would address the student debt crisis. The…

Why Fannie and Freddie Aren’t Going Away Anytime Soon

Writing for US News & World Report, Jason Gold argues that despite conservatives and progressives’ demand for a reform of Fannie Mae and Freddie Mac,…

San Bernardino County Strikes Measure to Use Eminent Domain

Earlier today the Joint Power Authority, municipal body constructed by the county of San Bernardino, California voted not to consider using the power of eminent…

Why the Housing Market Can’t Move On Without More First-Time Homebuyers

Writing for U.S. News & World Report, Jason Gold argues why the housing market needs more first-time homebuyers: Home values are now increasing nationwide. While that’s…