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Is the CFPB Committing Regulatory Overreach?

The Consumer Financial Protection Bureau (CFPB) is touted as one of the crowning achievements of the Dodd-Frank Act. But a new CFPB report on student…

Does Ex-Im Bank Need a ‘Third Option’?

Long dogged by claims of corporate welfare, the Export-Import Bank (Ex-Im) finds itself once again fighting for its survival. At 80 years old, Ex-Im has…

Senate hearing on student loans did not HELP

Yesterday’s hearing of the Senate Health, Education, Labor and Pensions (HELP) Committee on student loans seemed to clearly answer the question of who is to blame for…

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Rating the Credit Raters

Credit rating agencies (CRAs) are supposed to be hard-eyed accountants whose job is to assess credit risk. But they also got swept up in the…

Student Debt: A Bubble More Like a Balloon

There is an intense debate as to whether the student debt crisis is a bubble or not. The short answer: yes, but it’s more like…

Retail Holidays Show Need for More Small Business Financing

With the “fiscal cliff” likely to be averted, consumers are gearing up for the Holiday season. Retail designated shopping days “Black Friday,” “Small Business Saturday,”…

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