Publications / Social Empowerment

Publications

Policy Brief

By / 5.14.2019

If you think your credit report is accurate, there is a good chance you are wrong. According to the Federal Trade Commission (FTC), one in five Americans has a potentially material error in their credit file, and one of the biggest contributors is medical bills—with half of all medical bills containing an error. In fact, […]

Other

By / 4.15.2019

The U.S. economy is chugging toward a new record for longest expansion, and middle-class families, finally, are seeing decent wage gains. Yet our political leaders, as if stuck in a time warp, keep peddling a bleak narrative of economic victimhood and defeatism. 2020 is Democrats’ chance to channel and implement radically pragmatic, empowering, and innovative […]

Policy Brief

By and / 4.8.2019

La version française est ci-dessous. The global App Economy started in 2007, when Apple introduced the first iPhone. Apple’s opening of the App Store in 2008 – followed by Android Market (later renamed Google Play), Blackberry App World (later renamed Blackberry World) and other app stores – created a way for developers to write mobile applications […]

Policy Memo

By / 1.29.2019

As many as 4.4 million U.S. jobs are going unfilled due to shortages of workers with the right skills. Many of these opportunities are in so-called “middle-skill” occupations, such as IT or advanced manufacturing, where workers need some sort of post-secondary credential but not a four-year degree. Expanding access to high-quality career education and training […]

Policy Memo

By / 5.10.2018

Despite all the attention it has received in recent years, the cost of college continues to rise at both private and public institutions across the United States. According to data from the College Board, average tuition and fees for a public four-year college is $20,770 if in-state or $35,420 for out-of-state, and $46,950 for private, […]

Policy Memo

By / 3.14.2018

U.S. social policy traditionally has emphasized supporting income for low-income families, to the neglect of wealth-building strategies.1 While income supports are essential for covering daily expenses, upward mobility depends on saving and building personal assets, especially completing post-secondary education, purchasing a home, or creating a business.2 Moreover, inequality of wealth in America is worse than […]

Policy Memo

By / 11.30.2017

For many Americans, self-employment and running  a small business can be an important pathway to the middle class, yet accessing credit to start or grow a business is more difficult, and potentially even more dangerous, than most realize. While banks have historically provided the majority of small business credit in the United States, and still […]

Policy Proposal

By / 10.16.2017

A four-year degree is not the only path to middle-class security. High-quality occupational credentialing opportunities deserve equal standing and federal support. Many progressives believe “free college” to be the best way of helping more Americans achieve economic mobility and security. On average, workers with four-year degrees enjoy greater earnings and job security than high school […]

Policy Memo

By / 10.16.2017

We start with a healthy dose of reality: Since 2000, healthcare and education have been the main sources of private-sector job growth, both nationally and in the heartland states. From home health aides to technicians to physicians, from child care helpers to well-paid professors in private colleges, private-sector healthcare and education jobs have provided a […]

Policy Memo

By / 9.5.2017

The last retail revolution, the rise of the big box store, was not a good thing for the typical sales clerk or cashier. “Warehouse clubs” and “supercenters” started popping up everywhere in the late 1980s. Retail productivity as measured by the government doubled from 1987 to 2007, as this new retail format was more efficient […]