Publications / Policy Memo

The Premiums Are Too Damn High

By / 7.19.2018

Americans who buy health insurance on the exchanges set up by the Affordable Care Act (ACA) are having sticker shock as preliminary rates are filed for the 2019 plan year. Healthcare analysts expect insurance premiums to skyrocket during the next open enrollment period, which inconveniently begins just before the 2018 midterm elections. These higher premiums will be the direct result of changes in the ACA pushed through Congress by the

Trump administration and Republicans – changes explicitly intended to sabotage the ACA (“Obamacare”) by destabilizing healthcare markets. A bipartisan solution, reinsurance, is needed to undo the damage inflicted on the individual market.


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